Job Description
Join Intercity State Bank, a branch of One Community Bank, as a Full-Time Commercial Banking Officer and become a pivotal part of our mission to foster relationships that matter. Located in the vibrant community of Schofield, WI, this role offers the opportunity to shape the financial futures of businesses in the greater Wausau area while working alongside a team that truly values trust and collaboration. Your innovative ideas will be welcomed as we collectively seek to elevate the client experience and champion new opportunities. This is a chance to think big and make a tangible difference within our community. You will have benefits such as Medical, Dental, Vision, 401(k), Life Insurance, and Vacation time. Embrace a rewarding career that encourages professional growth and lets you see the upside of your contributions to both clients and the bank.
Be part of a dynamic organization where your impact is truly felt.
Intercity State Bank: Our Mission
Why join Intercity State Bank, a branch of One Community Bank? Intercity State Bank is an independent community bank where we approach things differently. We have been serving Wausau and the surrounding area for more than 70 years. We realize the fulfillment of your hopes and dreams is built on developing a strong relationship with your bank. Our team of professionals will work with you to establish your financial foundation. Banking is about more than just money. It's a relationship built on trust, working toward the common goal of building a better future. We look forward to working with you.
Your day as a Commercial Banking Officer
As a Full-Time Commercial Banking Officer at Intercity State Bank, you will play a crucial role in developing and managing a commercial lending portfolio while building strong client relationships in the Wausau market. Your key responsibilities will include analyzing client potential, justifying associated risks, and ensuring compliance with bank lending policies. You'll engage in community activities to enhance the Bank's presence and provide top-notch service by cross-selling various banking products. Your analytical skills will be essential in assessing financial statements and conducting on-site visits to evaluate credit risk. Additionally, you will be responsible for preparing credit presentations for the Loan Committee, monitoring loan performance, and managing compliance with all regulatory requirements.
This position offers a unique opportunity to contribute to the Bank's growth while ensuring a fair return on investments and mitigating risks, all within a supportive and forward-thinking environment.
What matters most
To excel as a Full-Time Commercial Banking Officer at Intercity State Bank in Schofield, WI, candidates must possess a solid foundation in business, finance, or accounting, backed by a Bachelor's degree. A minimum of three years of commercial lending experience in a banking environment is essential, along with a thorough understanding of current regulations and compliance issues related to lending and bank products. Strong problem-solving skills are crucial for assessing client risks and making informed lending decisions. Proficiency in advanced Microsoft Office tools is required to efficiently analyze financial data and prepare compelling credit presentations.
Successful candidates will demonstrate exceptional interpersonal skills to foster client relationships and effectively cross-sell banking solutions. Small Business Administration (SBA) experience preferred. A proactive attitude and community involvement will further enhance your ability to drive business growth while aligning with the Bank's core values of investing in relationships and encouraging new ideas.
Are you ready for an exciting opportunity?
If this sounds like the right job for you, don't wait - apply today to join our team. We look forward to hearing from you!
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